Personal | Sustainable Banking | Ethical Bank & Certified B Corporation

Personal Banking

Do Good With Your Deposits

Our Money Market accounts and Certificates of Deposit allow you to directly support community initiatives like renewable energy, affordable housing, and small business development in our state.

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Together, we’re planting seeds for a more sustainable and equitable future.

Steady and Secure

9-Month Sustainable Impact
Certificate of Deposit (CD)

Earn competitive rates while supporting initiatives that align with your values.

Competitive Rates
9-Month Term
FDIC Insured
Minimum Opening Deposit: $500

Open a 9-month CD View rates

Grow your savings

2-Year Sustainable Impact Certificate of Deposit (CD)

Earn competitive rates for a two-year term while your funds support community initiatives.

Competitive Rates
2-Year Term
FDIC Insured
Minimum Opening Deposit: $500

Open 2-year CD View rates

Maximize your returns

Personal Sustainable Impact
Money Market

A high-yield savings account that earns you more as you save more.

Competitive Tiered Rates–the higher your balance, the more interest you earn
FDIC Insured
Minimum Opening Deposit: $10,000

Open a Money Market View rates

A Note From Our President & CEO

“When we launched the Sustainable Impact Program, it was designed with organizations like the Somali Bantu Community Association in mind—those making meaningful social and environmental impacts in our community.”

Neil Kiely

Androscoggin Bank President & CEO

$200MM+

Invested in sustainable and community-driven initiatives.

* Based on current data.

Our Work in Action

See Androscoggin Bank's innovative approach to sustainable banking, which was featured on CNBC.

Transparency and Trust

We're excited to share the impact we're making together. Our quarterly and annual reports show exactly how your deposits create positive change in the world—clear, measurable results you can feel good about.

View Impact Report

Rates

Rates effective as of April 10, 2025

Account Type

Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield (APY)

Personal Sustainable Impact Money Market*
Tier 1

$0 - $99,999.99

1.74%

1.75%

Personal Sustainable Impact Money Market*
Tier 2

$100,000 - $249,999.99

3.30%

3.35%

Personal Sustainable Impact Money Market*
Tier 3

$250,000+

3.30%

3.35%

Business Sustainable Impact Money Market*
Tier 1

$0 - $99,999.99

1.74%

1.75%

Business Sustainable Impact Money Market*
Tier 2

$100,000 - $249,999.99

3.30%

3.35%

Business Sustainable Impact Money Market*
Tier 3

$250,000+

3.30%

3.35%

9 Month Sustainable Impact CD**

3.20%

3.25%

2 Year Sustainable Impact CD**

2.23%

2.25%

*Minimum opening balance to obtain the Annual Percentage Yield (APY) is $10,000 in new deposits to the Bank
**Minimum opening balance to obtain the Annual Percentage Yield (APY) is $10,000 in new deposits to the Bank. The APY for the CD assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings.

Get in touch

Drop us a line, give us a shout. We're here to help.

Client Services

Monday-Friday: 8am to 5pm

Phone: 207-753-1534

Toll-Free: 1-800-966-9172

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